Apply Now
Learn More
Glossary
Our Process
Buying A Home
Refinancing A Home
Why Refinance
Refinancing Details
Use Our Tools
Check Rates
News + Features
Refinancing A Home
Are you interested in refinancing your existing mortgage? Refinancing may lower your monthly payment, or enable you to use the equity that you've accrued in your home for a variety of things, such as financing home improvements, funding your children's education, consolidating debt, and the like. Refinancing also may be an option if you're looking to shorten the term of your mortgage, or if you want to replace one type of mortgage with another.

In this section of our Web site, we'll give you a basic overview of the steps involved in the refinancing process. Once you've learned about the process and tested out various scenarios using our tools and calculators — such as our Refinance Calculator, which can help you determine if this is a good time to refinance your mortgage — you can find the refinancing program best suited to your needs by visiting the Apply Now section of our site, or by calling one of our Mortgage Center representatives at 1-800-811-5385.

We've worked hard to streamline the refinancing process for you. We've reduced the amount of information that you're required to give. We've set up this Web site to speed and ease the application process, and if you have questions, our Mortgage Center is there to help at 1-800-811-5385.

To learn more about refinancing — your options, the process, and other topics — move on to the next section, Why Refinance?
Talk to an Expert  Mon. - Fri. 8am to 9pm ET, Sat. 9:30am to 6pm ET. Call 1-800-811-5385 or Email.

Programs (including, without limit, fees, rates and features) are subject to change without notice. Nationwide, Nationwide Advantage Mortgage, the Nationwide framemark and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company. ©2008 Nationwide Mutual Insurance Company. All rights reserved. Nationwide Advantage Mortgage Company has mortgage products available in the District of Columbia and all states except NJ. Licensing.