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Our Process
What's it like to apply for a mortgage online? What kind of questions will I be asked? How long does the application process take? How are you able to give me a decision so quickly?

You've got questions. We've got answers, and we've gathered them conveniently in one place on this site for easy reference:

  • The first place you might want to start is our Frequently Asked Questions (FAQ) section, where you'll find answers to the most commonly asked questions about the site and the application process.
  • Finally, if you're wondering exactly what information you'll need to have on-hand to apply for a home-purchase or refinancing loan, see our Checklist.
When you examine our process and compare it with the traditional home-financing process, you'll find that we offer many advantages, including:

  • A full range of information resources explaining the home-financing process
  • Innovative tools that enable you to review and compare various loan options and scenarios
  • An easy, eight-step application process
  • A full approval — pre-approvals also are available
  • A significant reduction in the number of personal documents and data required
  • Streamlined appraisal requirements for qualified applicants
  • An approval decision at no cost
  • A custom interest rate based on your financial information
For a more in-depth look at the overall home-financing process, visit the Learn More section of this site, where you can read a number of articles on buying and refinancing a home.

If you're ready to apply for a loan, please visit the Apply Now section of the site. Of course, if you have any questions during the application process, please contact one of the home-loan professionals in our Mortgage Center at 1-800-811-5385.
Talk to an Expert  Mon. - Fri. 8am to 9pm ET, Sat. 9:30am to 6pm ET. Call 1-800-811-5385 or Email.

Programs (including, without limit, fees, rates and features) are subject to change without notice. Nationwide, Nationwide Advantage Mortgage, the Nationwide framemark and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company. ©2008 Nationwide Mutual Insurance Company. All rights reserved. Nationwide Advantage Mortgage Company has mortgage products available in the District of Columbia and all states except NJ. Licensing.